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BLOG blog

Interest Rates

Current Rates
See what current rates are today.

Rate Alert
Be notified when rates hit a certain level.

Rate Quote
Get a rate quote from a mortgage professional.

Several Factors Affect Your Mortgage Rate
Learn about all of the different factors that can change the interest rate of a mortgage.

Annual Percentage Rate (APR)
The true cost of the loan to the borrower expressed in the form of a yearly rate.

Lock In Your Interest Rate
What is a rate lock for and why do you need one.

Closing Costs Explained
Closing costs are the actual expenses that the lender incurs in the origination of a new home loan.

Should I Pay Points
A point is an upfront fee that reduces your monthly interest rate and total interest due over the life of the loan.

Mortgage Calculations by Hand
Learn the formulas for calculating interest rates and payments.



PRMI NMLS No. 3094. Branch NMLS 252910. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower(s) qualification. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. Alabama Banking Department Bureau of Banking MC 20316. Arkansas Securities Department 11558. Florida Office of Financial Regulation MLD646. Department of Banking and Finance 6521. Office of Financial Institutions #771. Missouri Division of Finance. Mississippi Department of Banking and Consumer Finance, 3094. Oklahoma Department of Consumer Credit ML010027. Department of Financial Institutions 109282.

PRMI NMLS No. 3094. Branch NMLS 252910. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower(s) qualification. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas. Alabama Banking Department Bureau of Banking MC 20316. Arkansas Securities Department 11558. Florida Office of Financial Regulation MLD646. Department of Banking and Finance 6521. Office of Financial Institutions #771. Missouri Division of Finance. Mississippi Department of Banking and Consumer Finance, 3094. Oklahoma Department of Consumer Credit ML010027. Department of Financial Institutions 109282.